Loans can be applied for various purposes, with different loan amounts and different maturities. As diverse as the uses are so different loans. When asked about the types of loans can be distinguished by purpose or by the applicant.

If we distinguish the loans by applicant, loans and credits for self-employed are distinguished. Loans are granted to employees is relatively easy, especially if employees have a corresponding income and good credit. Loans for self employed are not so easy to get, as are self-employed, since their income varies from month to month, for inclusion in their credit ratings as unfavorable. The loan for the unemployed will not be forgiven by the banks, because the unemployed are in their credit rating as a particularly unfortunate since it is not clear when they get back to work. However, unemployed people apply for credit through various intermediaries. Particularly favorable conditions apply for the loan officers, because officers have a very secure employment. The credit will be granted to students in a lump sum for special purchases or in monthly installments as student finance. For this loan are particularly flexible terms. Finally, the creditor should be mentioned for pensioners, which is usually tied to an age limit.

By use construction loans, car loans or personal loans can be distinguished. Construction loans and car loans are installment loans, but they require special conditions apply. Installment loans are characterized by equal monthly installments high. The overdraft is an overdraft facility and is granted by the bank, if you frequently draws his checking account. The overdraft loan is not repaid in installments, but then again when is enough money in your checking account.

With the loan without Schufa beckons with dubious vendors. Banks in Swiss get an application at the always Schufa information and does not grant the loan without Schufa. However, it is possible for a number of financial intermediaries that work with banks in Switzerland to submit an application for this loan.